Superannuation

Superannuation is one of the best long term saving arrangements you can have. At Ballast Superannuation Management, they specialise in Self-Managed Superannuation Funds (SMSF).

The difference between a SMSF and a traditional superannuation fund is that a SMSF allows you to have greater control of your money and investments through involved decision making. A SMSF provides flexibility for retirement planning, estate planning and insurance strategies; all of which are available at Ballast. SMSF now represent one third of Australia’s $1.3 trillion superannuation pool (source www. spa.asn.au).

The investment options available within a SMSF are endless; ranging from domestic and international equities, bonds, term deposits, property and derivatives, to tax advantage schemes and managed funds. Your investment options all depend on your assessed risk profile and your financial goals. These factors are core to Ballast’s thinking when recommendations are made for your SMSF.

Managing a SMSF however, can be onerous with all the administration and compliance duties that must be conducted, as well as keeping up-to-date with ever changing legislation. This is where Ballast steps in as your superannuation administrator. Ballast will handle all the administrative duties and important compliance matters.

All SMSF’s administered by Ballast are reviewed half yearly, and recommendations are presented to you based on new and existing investment options available.

As a Ballast SMSF client, you will be provided with superior online portfolio reports where you will be able to access details including cash-flow and portfolio capital growth components, as well as overnight balances on your investments.

Our task is to work with you to ensure your fund supports you in meeting your desired lifestyle and provides you with a sense of financial security throughout your retirement.

 

[aio_button align=”none” animation=”none” color=”blue” size=”small” icon=”file” text=”SMSF Fact Sheet” target=”_blank” relationship=”dofollow” url=”http://www.ballast.com.au/wp-content/uploads/2014/07/SMSF-Fact-Sheet-2.pdf”]

 

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