Services on Offer
From the early days, Ballast knew that in order to make it stand out from its competitors, the company needed to offer fully integrated financial solutions to match clients’ home and business financial requirements.
In addition to Ballast’s Accounting Practice and Financial Planning Services, it boasts the following services under the one roof:
- Mortgage Management and Finance
Ballast’s services are all administered centrally, with its ability to handle its business partners’ needs under one roof has remained a key Ballast strength.
Mortgage Management and Finance
Ballast Lending Central (BLC) is our major mortgage management operation. In simple terms, BLC sources wholesale funding from over 30 leading Australian financial institutions to purchase or refinance residential securities. Funding is then made available to the retail market through Ballast’s business partners.Mortgage management through BLC enables the group to control the end-to-end process of credit provision in the home loan marketplace from product development, product pricing, assessment and approvals through to customer care.
BLC home loan options meet the main requirements of customers in residential lending and have built in features and benefits that work for borrowers as their needs change.
BLC loan types include:
- Term loans
- Offset loans
- Line of credit loans
- Construction loans
- Investment loans
- SMSF loans
- Specialty loans
Flexibility within BLC is paramount in order to meet the various and diverse individual circumstances of each customer in either a fully or self-verified situation. Therefore, BLC lending policies are designed to meet the needs of most people or entities including PAYG, Self Employed, Company and SMSF borrowers.
Ballast Lending Central Pty Ltd – ABN: 66 160 793 162
Australian Credit Licence Number: 431 251
Self-Managed Superannuation Funds (SMSF) now represent one third of Australia’s $1.5 trillion superannuation pool (source www.spa.asn.au). Managing a SMSF however, can be onerous with all the administration and compliance duties that must be conducted, as well as keeping up-to-date with ever changing superannuation legislation. This is where Ballast steps in as a SMSF administrator.
Ballast handles all the important administrative duties and important compliance matters. All funds administered by Ballast are reviewed half yearly, and recommendations are given on new and existing investments based on a clients risk profile.
Ballast SMSF clients are provided with superior online consolidation portfolio accounts where they are able to access details including cash flow and portfolio capital growth components as well as overnight balances on investments.
Ballast Superannuation Management Pty Ltd – ABN: 55 087 486 584