Disclaimer

Disclosure

The Service Provider Ballast Financial Management Pty Ltd (ABN 41 086 601 041), holder of Australian Financial Services Licence number 233180. Any of this information that is financial product advice (as defined in the Corporations Act 2001) is only provided by the holder of an Australian Financial Services Licence.

Limitation of Liability

While the information displayed on Ballast’s website is based on information obtained from sources which are believed to be reliable, it has not been independently verified and no warranties are given that it is complete, accurate, up to date or fit for the purpose for which it is required. It should be noted that past performance is not necessarily indicative, nor a guarantee, of future performance. All information displayed on Ballast’s website, including but not limited to product and service information, fees, unit and share prices, gearing and interest rates, tax information and performance figures, is subject to change without notice.

To the maximum extent permitted by law, Ballast will not be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly as a result of reliance on, use of or inability to use any information displayed on the Ballast site. Where liability cannot be excluded by law then, to the extent permissible by law, liability is limited to the resupply of the information or the reasonable cost of having the information resupplied.

Third Party Information and Links

Some of the information displayed on Ballasts website is provided by third parties who are not related to Ballast (‘Third Party Information’). Ballast is not in any way responsible for and does not guarantee the quality of accuracy of any Third Party Information.

The Ballast website also contains links to web sites operated by third parties (‘Third Parties’) who are not related to the Group (‘Third Party Web Sites’). Such links are provided for convenience only and do not represent any endorsement or approval by the Group of those Third Parties or the information, products or services displayed or offered on the Third Party Web Sites.

To the maximum extent permitted by law, Ballast will not be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly from reliance on, the use of or inability to use any Third Party Information or Third Party Web Sites.

In the event of any person subscribing for the products referred to on the Ballast site, such subscription may result in one or more members and/or an authorised representative receiving a commission, fee or other benefit or advantage. Precise details of any such benefits can be obtained from a current offer document. In deciding whether to open, or to continue to hold, an account, product or service provided by the product provider, the relevant Product Disclosure Statement or Financial Services Guide for that account, product or service issued by the Product Provider should be considered. Copies can be obtained from the Product Provider or financial adviser.

Managed investments and/or shares selected through an account, product or service provided by the Product Provider and the accounts, products and services themselves do not represent deposits or liabilities of Ballast. They are subject to investment risk, including possible delays in repayment and the loss of income and capital value and/or the performance of the specific investments you select, or the accounts, products and services provided by Ballast generally.

The investment information and general (‘advice’) displayed or given on the Ballast site do not take into account any person’s personal objectives, financial situation or needs and, because of that, a person should, before acting on the advice, consider obtaining independent legal, financial and/or other professional advice before making a decision in relation to any investment.

Copyright

The copyright in all information displayed on the Ballast site is owned by or licensed to Ballast. Except as expressly permitted, no information may be copied, reproduced, downloaded, transmitted or re-distributed.

In this disclaimer:

“Product Provider” means Ballast Financial Management Pty Ltd (ABN 41 086 601 041), Australian Financial Services Licence number 233180.

“Service Provider” means Ballast Financial Management Pty Ltd (ABN 41 086 601 041).

For further information please contact us.